If you’re young , health and just starting out in life, our super affordable, customisable outpatient plan might be just right for you. This is a purely outpatient cover
Your aspiring individuals
- First medical aid
- Young
- Healthy
- Affordable
Different Levels of Cover
Core
Suitable for individuals who require just a basic cover or are on limited budget. It offers very basic outpatient cover. Consultation and acute medication benefit.
Plus
Suitable for younger families , offers average outpatient benefits.
Extra
Suitable for a growing family with growing medical need, it covers the same benefits as access plus though at much higher limits.
Max
Offers the maximum outpatient benefits for complete peace of mind.
| Benefits | Access Core | Access Plus | Access Extra | Access Max |
|---|---|---|---|---|
| Outpatient benefit | N/A | P34,950 | P66,800 | P92,500 |
| GP consultations | Up to 2,000 | Up to Outpatient Overall Benefit | Up to Outpatient Overall Benefit | Up to Outpatient Overall Benefit |
| Specialist consultations | No benefit | Up to Outpatient Overall Benefit | Up to Outpatient Overall Benefit | Up to Outpatient Overall Benefit |
| Overall medicine benefit | P5,000 | P5,000 | P11,900 | P19,750 |
| Chronic Medication | Not Covered | P12,950 | P45,350 | P69,100 |
| ARV medication | Not Covered | P12,950 | P12,950 | P12,950 |
| Radiology and pathology | Basic tests | P22,600 | P36,000 | P46,250 |
| Medical / surgical procedures : (Minor procedures in doctor’s rooms) | Not Covered | P7,200 | P12,350 | P18,500 |
| Overall dental benefit | 1 Basic dental check up | P21,050 | P46,250 | P56,550 |
| Orthodontic treatment | Not Covered | P16,200 | P38,050 | P49,350 |
| Optical overall benefit | Not Covered | P3,260 | P4,060 | P5,730 |
| Allied Health Services | Not Covered | P5,150 | P13,350 | P18,500 |
| Alternative Treatment | Not Covered | P2, 550 | P2, 550 | P2, 550 |
| Telehealth | Online Consultations | Online Consultations | Online Consultations | Online Consultations |
| Subscriptions | From P309 | From P783 | From P1,271 | From P1,449 |
2026 Benefits Guide
(22.02 MB)
